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Emma Dale (Harding)

Emma Dale (Harding)

Senior Associate

M:+64 27 589 1978

T:+64 9 357 9291

E:emma.dale@chapmantripp.com

F:+64 9 357 9099

Location:Auckland

Qualifications:

BCA, LLB (1st Class Hons), Victoria University of Wellington

Admitted:

2005, New Zealand

Services

Emma specialises in corporate and commercial law, concentrating principally on the areas of superannuation, KiwiSaver, managed funds and privacy.

Emma provides strategic advice to a variety of clients, from trustees and fund managers, to sponsoring employers of numerous retail and employment-related superannuation and KiwiSaver schemes.  She also advises managers of unit trusts, insurers and other financial service providers.

Emma has recently completed secondments to three large financial services firms.  She has presented numerous seminars to industry groups and regularly writes articles educating clients on topical issues, offering practical thoughts and proactive solutions.  

Recent experience

Emma has:

  • assisted in managing the end to end preliminary documentation and legal aspects of the establishment of the largest single KiwiSaver schemethe ASB KiwiSaver Scheme
  • established six other highly visible KiwiSaver schemes, across a range of fund managers
  • provided innovative legal and commercial solutions for various financial products, including some that have been the first of their type in the market when launched
  • facilitated Crown Guarantee access across different providers within a short timeframe following enactment of the legislation
  • drafted the documentation and advised on the bulk transfer of thousands of members of one KiwiSaver scheme to another as the result of a corporate transaction
  • reduced commercial costs for QROPS clients through innovative application of UK pension law
  • been part of the team that successfully lobbied law changes to establish the complying superannuation fund regime and to proactively obtain necessary amendments to the financial advisers regime to ensure it worked from a practical perspective
  • facilitated a complex superannuation integration exercise involving a very large defined benefit scheme deficit, which arose as the result of a corporate acquisition
  • advised major banks, medium and large insurers, mortgage brokers and KiwiSaver providers on issues relating to the changes to the financial adviser and anti-money laundering regimes
  • advised various insurance companies on the effect of the Insurance (Prudential Supervision) Act on their businesses, including matters of compliance, particularly the governance, solvency and statutory fund aspects of the regime, and
  • provided advice to a large government agency in relation to novel privacy issues.